In this article, we will talk about com.google.android.apps.nbu.paisa.user, the apk package in the latest version of google pay. is the updated version of the com.google.android.apps.walletnfcrel package. We’ll take a closer look at the new features that were included with the update and common issues faced by Google Pay users.
The world is now becoming a completely digital platform. online payment methods are a necessity and convenience for us. upi apps are the easiest and most convenient online payment methods where you can pay bills, connect different bank accounts, connect with people everywhere, etc.
At the same time, security concerns are also an important point to think about. there are numerous upi applications and they all have their positives and negatives to think about.
google pay is one of google’s most popular platforms and is the most useful payment method for many people. The first version was Android Pay, which was launched in 2015. Later, Google Wallet was merged with Android Pay and renamed as Google Pay. it is now available in ten European countries with numerous features added with each update.
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com.google.android.apps.nbu.paisa.user
com.google.android.apps.nbu.paisa.user is the package name of the latest version of google pay apk. The specifications of the latest version of Google Pay available in the Play Store are detailed below:
version: 130.1.6 (arm64-v8a_release_flutter)
offered by: google llc
file size: 51.71 mb
Released on: September 17, 2017
last updated on: August 4, 2021
package: com.google.android.apps.nbu.paisa.user
The application requires the following permissions:
- camera
- contacts
- location
- phone
- sms
- storage
and other permissions related to network services and startup. It can be downloaded on all Android 5 and above devices. In addition to improved features, the latest update includes bug fixes and performance improvements.
new features
There are some additional features in the latest version of Google Pay. they are secure forms for the transaction and help in the overall improvement of the user experience.
create and manage a group
now you can create groups in google pay for easy transactions. To create a group, follow the given steps:
- Step 1: Open the Google Pay app.
- Step 2: Click New Transactions.
- Step 3: On the page that opens, select new group.
- step 4: add people from your contacts. you can add a maximum of 100 members.
- step 5: press done.
You can also start group chats with up to 100 members. To do this, click on the three vertical dots in the app and choose start a group chat.
card payments
There is now a provision to add payment cards in addition to bank accounts. you can add debit or credit cards. It is a secure payment method since the recipient will not be able to see your card number or any other personal data.
banks accepted for card payment through google pay are listed below:
- axis bank
- sbi bank
- kotak bank
- hsbc visa credit card
- hdfc bank
- industrial bank
changes due to rbi regulations
due to new reserve bank of india regulations, features including auto payments, google ads, google cloud and google workspace.
troubleshoot com.google.android.apps.nbu.paisa.user
the new version of google pay has some problems reported by users, this may be due to the com.google.android.apps.nbu.paisa.user package not responding perfectly. some of these are similar to transaction issues that existed in previous versions as well and some are new. here, we will discuss these problems and their solutions.
phone number verification
There may be a problem when trying to verify your phone number. it could be regarding sms verification as you are having trouble getting the one time password during verification. many reasons can attribute to this problem.
- You may have provided an incorrect phone number.
- The number you provided may not be active or you may not have a balance.
- You may be I am in a place with a weak signal and therefore I cannot receive the sms.
- problems with the internet connection that cause an interruption in the operation of the google pay application.
If none of the above is your condition, you can request to resend the code. if that doesn’t work, try restarting the app or uninstalling and reinstalling it. restarting your phone might also help.
add a bank account
If you can’t add a bank account, make sure you use the same phone number on both your bank account and Google Pay. If you use more than one phone number on your bank account, you can ask the banking authorities to remove the extra phone numbers and then try Google Pay again. This problem can also occur if your bank does not have upi.
also nri and international accounts don’t work on google pay. you have to use an Indian account. joint accounts and checking accounts also do not work on google pay. be sure to add a savings account.
If neither of these is the case, try restarting google pay. If it still doesn’t work, try contacting their support center.
send or receive money
problems with sending or receiving money are a common problem in upi applications in general. this can happen if
- you are using the wrong upi pin.
- your payment account information is out of date.
- the sender has less than the required amount in their account.< /li
- You may have reached your transaction limit (you cannot send more than 10000 rs per day via upi apps or more than 10 times per day via upi apps).
Except for all of this, most transactions fail due to some problem with the google pay app. it is a wild review that only 60% of total google pay transactions are successful. the rest of them are stuck processing or fail. google doesn’t provide a proper explanation for this problem, but we can try some methods to solve it.
transaction fails
The following steps can be tried to resolve the failed transaction issue if the person you are trying to send the money tois close to you.
- make sure there is a proper internet connection on both phones.
- keep the phones together without any outer covers.
- make sure the ‘paid’ mode and the receiver’s ‘receive mode’ is on.
- click refresh device sharing.
- try sending the money again.
Please note that this feature does not work for all phone models.
the transaction is stuck
If you can’t send or receive payment because the transaction is stuck, you need to check if the money has been debited from the sender’s account. if so, please allow three business days. Otherwise, if the transaction is not completed even after that, you can contact Google Pay Help Center. sometimes there is a glitch and the “com.google.android.apps.nbu.paisa.user” package does not respond perfectly to the encoding, which may be the reason that the transaction is blocked.
received no rewards
If you are not earning rewards for your transactions, it may be because your transaction is not eligible for a reward. only payments above a certain amount will be eligible for rewards, and multiple payments to the same person in a single day will not qualify.
In the latest update, Google’s payment policies regarding rewards have changed. Now, you may not get rewards on every transaction, but you move one step forward in the reward steps. you will receive special rewards on certain steps.
if you’re eligible for a reward and haven’t received it, then from the google pay app, choose the transaction and choose the three dot menu option. click get help and choose fix problems with rewards. A ticket will be generated and you can choose your reward. if you meet the requirements, the help center will resolve the issue.
com.google.android.apps.nbu.paisa.user has stopped
To fix this problem, follow these steps:
- go to the gpay icon, long press it for 1 second, you will get an “i” icon, tap on it.
- Select storage
- Now, clear cache and clear data both.
- Again open the app, re-login, it will fix the com.google.android.apps.nbu.paisa.user has stopped issue.
conclusion
com.google.android.apps.nbu.paisa.user is the latest released google apk package. android package is a file format used by the android operating system for installation of applications and middleware.
Online transactions are a necessity in today’s world and we must be very careful when handling them. Please double check while typing the receiver’s UPI ID, account number or phone number during a transaction. If you transfer the amount to the wrong account, the app’s help centers may not be able to help you.
all transactions are protected by the google payment encryption algorithm. If you feel any security holes, feel free to contact the help center. You have every right to keep your hard-earned money and personal information safe from prying eyes.
After each transaction, it’s best to make sure the money is credited to the recipient’s account. make sure of all the details before registering a complaint in the help center as well. being cautious is the only way to guarantee security risks that may be our fault.